CFB Betting Edge
2026 · Week 5 · American Athletic · the model's read vs the market — informational, not an ATS edge
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Full Slate — American Athletic · Week 5 · 6 games
Temple @ South FloridaSouth Florida 94%
Model
South Florida -21.9 · mkt South Florida —
proj Temple 15.6 · South Florida 37.5
Total
proj 53.1
Army @ Louisiana TechLouisiana Tech 56%
Model
Louisiana Tech -2.2 · mkt Louisiana Tech —
proj Army 24.1 · Louisiana Tech 26.2
Total
proj 50.3
Navy @ Air ForceAir Force 51%
Model
Air Force -0.2 · mkt Air Force —
proj Navy 29.4 · Air Force 29.7
Total
proj 59.1
North Texas @ TulsaNorth Texas 89%
Model
North Texas -17.6 · mkt North Texas —
proj North Texas 36.8 · Tulsa 19.1
Total
proj 55.9
Memphis @ CharlotteMemphis 95%
Model
Memphis -22.7 · mkt Memphis —
proj Memphis 36.0 · Charlotte 13.3
Total
proj 49.4
The model beats SP+ but not the closing line (ATS ≈ break-even). “Model−Mkt” is the gap between our projected home margin and the market's implied margin — a read on disagreement, not a profitable edge. Upcoming games have no closing line yet, so the market number marked ~ is the consensus midpoint of the best posted spreads across books.