Navy at Charlotte

ST Model Navy -21.5
Trends · 2026 week 13
How to read this: every angle below is a true fact about these teams — and there are hundreds, so some will look striking by pure chance. Each side's combinations carry a chance baseline telling you how good the best one would look if nothing were going on. FBS teams carry far less history than NFL ones (a median of 148 graded games vs ~435), so that baseline runs higher here — a perfect record is cheaper in college. Signals disagreeing is normal; weigh them yourself.
Navy — the basics
146 graded games since 2014
on the road35-2558%+1.6n=60
in a conference game56-3462%+4.6n=90
vs an FBS opponent74-6553%+1.3n=139
vs a G5 opponent67-5256%+2.4n=119
vs the American Athletic57-3463%+4.5n=91
in November27-1466%+3.8n=41
in the last 5 seasons32-3052%+1.1n=62
record vs the closing number · pts = avg margin vs the line
Navy — form & streaks
Last 12 games: -0.7 pts vs their number per gamen=12
All 146 graded games: +1.3 pts vs their number per gamen=146
Navy — combinations
89 lean Navy · 0 lean against
Read this first. 98 combinations shown. The best one here is 73%. With this many combinations you'd expect the best to be about 65% by chance alone, and about 0 perfect records — this matchup has 0.
CombinationRec%PtsSample
in a conference game + in November23-972%from 62%+4.5n=32
+ in the last 5 seasons10-567%from 72%+1.7n=15
vs the American Athletic + in November23-972%from 63%+4.5n=32
+ in the last 5 seasons10-567%from 72%+1.7n=15
vs a G5 opponent + in November24-1071%from 56%+5.0n=34
+ in the last 5 seasons10-567%from 71%+1.7n=15
on the road + vs the American Athletic30-1468%from 58%+4.7n=44
+ in the last 5 seasons14-670%from 68%+4.2n=20
+ in November13-862%from 68%+4.1n=21
+ in the last 5 seasons6-460%from 62%+0.6n=10
on the road + in a conference game29-1467%from 58%+4.7n=43
+ in the last 5 seasons14-670%from 67%+4.2n=20
+ vs an FBS opponent29-1467%from 67%+4.7n=43
+ in the last 5 seasons14-670%from 67%+4.2n=20
+ vs a G5 opponent29-1467%from 67%+4.7n=43
+ vs the American Athletic29-1467%from 67%+4.7n=43
+ in November13-862%from 67%+4.1n=21
+ vs a G5 opponent29-1467%from 67%+4.7n=43
+ in the last 5 seasons14-670%from 67%+4.2n=20
+ vs the American Athletic29-1467%from 67%+4.7n=43
+ in November13-862%from 67%+4.1n=21
+ vs the American Athletic29-1467%from 67%+4.7n=43
+ in the last 5 seasons14-670%from 67%+4.2n=20
+ in November13-862%from 67%+4.1n=21
+ in November13-862%from 67%+4.1n=21
+ in the last 5 seasons6-460%from 62%+0.6n=10
indented rows narrow the one above · click any row for the games behind it
Informational only. Historical splits are shared for analysis and entertainment — not betting advice or any guarantee of outcome. A trend describes the past; it does not predict. Must be 21+ where applicable. If gambling is a problem, call 1-800-GAMBLER.